Help to Buy schemes are operated by the UK and Scottish Governments to assist people who can afford a mortgage but do not have a large deposit.
New build homes
If you want to buy a new build home but can't afford the total cost, you might be able to get help through the Help to Buy (Scotland) Affordable New Build scheme.
The scheme is open to first time buyers and existing homeowners, and helps you with up to 15% of the purchase price of a new build home.
Existing homes
There are a range of Help to Buy schemes provided by the UK government to assist the purchase of existing homes.